"Life and general insurance, sized to actually protect your family — not to maximize commission."
Insurance is the one purchase most people make hoping they never have to use it — and that's exactly why it's so often bought wrong. It's sold in a hurry, sized to fit a budget instead of a real risk, or picked based on which agent called first. None of that actually protects anyone.
Sourcing Insurance Policies at FRI starts with a different question: what could genuinely derail your family's finances if it went wrong tomorrow? A medical emergency, an accident, the loss of an income, damage to a home or vehicle — each of these has a very different cost, and each needs cover sized to that specific risk, not a round number that felt safe at the time.Once that's mapped out, we help you close the actual gaps — with the right type of cover, at the right amount, for the right duration. Nothing bought because it pays a bigger commission, nothing skipped because it wasn't explained properly the first time.
Once that's mapped out, we help you close the actual gaps — with the right type of cover, at the right amount, for the right duration. Nothing bought because it pays a bigger commission, nothing skipped because it wasn't explained properly the first time.Done right, insurance isn't a recurring expense you resent. It's the one part of your financial picture that makes every other part — your investments, your savings, your goals — safe from a single bad year undoing years of progress.
Done right, insurance isn't a recurring expense you resent. It's the one part of your financial picture that makes every other part — your investments, your savings, your goals — safe from a single bad year undoing years of progress.
Types of insurance we help you plan for:
Life Insurance
- Term Insurance
- Endowment Plans
- ULIPs (Unit Linked Insurance Plans)
- Guaranteed Income Plans
- Whole Life Insurance
- Child Plans
General Insurance
- Health Insurance
- Motor Insurance
- Critical Illness Insurance
- Personal Accident Insurance
- Home Insurance
- Marine Insurance
- Travel Insurance
“An ounce of prevention is worth a pound of cure.” — Benjamin Franklin